Through AIO, agents have access to innovative ancillary products with reasonable premiums and great commissions. In fact, as a bonus to offering more complete coverage for your clients, many of these ancillary products also offer agents another opportunity for higher compensation in a time when individual health commissions have declined.
As the individual health industry has grown and evolved over the past decade, it’s become more important than ever to make sure clients’ are fully covered?through various supplemental plans. Individual health insurance no longer offers the same protection it did years ago. Deductibles, co-insurance and co-pays are on the rise, as comprehensive coverage for the average American is dwindling.
Click on a supplemental product on the left to learn more about why AIO agents offer these ancillary products their clients.
Some industry experts would say the health insurance industry has been under attack for the past few years. While many agents, agencies and FMOs are struggling to adapt to the constant changes that come with healthcare reform, here at American Insura...