Our term life insurance products cover clients’ short term needs, usually ten to thirty years. Term life is great for clients with a temporary risk, such as covering a spouse through retirement or a dependent through college.
Agents who have clients who would like more permanent life coverage, such as a death benefit with a savings portion, can offer our whole life products. This type of life insurance is the safest permanent life insurance.
And for clients who would like more flexible investment options, universal life is the best product. A universal life policy is a flexible way to protect a client’s family, while also building tax-deferred cash value.
Some industry experts would say the health insurance industry has been under attack for the past few years. While many agents, agencies and FMOs are struggling to adapt to the constant changes that come with healthcare reform, here at American Insura...